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FLOOD Ed.
What you should know about floods and then some.
Search Flood Ed:


GOT QUESTIONS?

  • How do I protect my property from flooding in the first place?
  • I have seen houses destroyed by erosion caused by swift floodwaters from a flooded river, is this covered by this policy?
  • What is the big difference between what is covered under the homeowners insurance and what is covered under this policy ?
  • What is covered by flood insurance?
  • If my plumbing or water heater were to leak and cause damage, would this flood policy cover that?
  • What is the definition of a flood?
  • Ok, I have seen houses destroyed by swift floodwaters from a flooded river, is this covered by this policy?
  • Is this part of a government program?
  • Doesn't my homeowners insurance policy cover flooding?
  • How long does it take for my flood policy to take effect?
  • Is mold something I need to be concerned about?
  • Can I get personal property coverage as a renter?
  • Is there a low-cost policy for homes in moderate-to-lower risk areas?
  • Is my basement covered?
  • I live in a lower risk zone so why do I need to consider flood insurance?
  • If I sell my house can I cancel my flood policy?
  • How do we know if a contractor is reputable or not before we hire them to help us clean up from the recent flood?
  • I heard that homeowners coverage might have a rider or endorsement attached that covers some flood losses, is that true?
  • Who can I contact if I want to purchase a flood insurance policy ?
  • Is it true that flood insurance is required by law ?
  • I heard that after a hurricane homeowners insurance will pay for damage caused, what is the difference?
  • Does flooding commonly happen during other natural disasters?
  • Do I need flood insurance if I live in a low risk zone?
  • Do I need to worry about the levee that is close by?
  • What about overflows from sewer systems or sump pumps?